Protect Your Short-Term Rental the Right Way
Savvy STR Agents has partnered with STR Insurance Advisors to give our clients coverage built specifically for short-term rentals — not a generic homeowners policy that leaves you exposed the moment you list a property.
Prefer to talk it through? Speak With an STR Insurance Specialist
Recommended by Savvy STR Agents — the STR investor’s real estate brokerage.
Get Your Free STR Insurance Quote
Takes less than 2 minutes. No obligation.
Prefer to Talk It Through?
Book a free strategy call with an STR Insurance Specialist to walk through coverage options before you commit.
Why This Matters
Why Your STR Needs Specialized Coverage
Standard homeowners insurance is not built for short-term rental activity. Undisclosed STR use is one of the most common reasons a claim gets denied — right when a host needs it most. STR Insurance Advisors builds policies around how the property is actually used, so protection matches reality.
STR-specific liability and property coverage
Coverage that reflects how the property is actually used, not a one-size policy Built by people who understand short-term rentals, not just insurance The best experience and the best cost, bundled into one relationship
How It Works
Get Covered in 3 Simple Steps
Tell us about your property
A few quick questions about the STR
- Protects your family financially when life takes an unexpected turn.
- Choose from flexible plans covering education, mortgage, and more.
- Apply online with add-ons for extra protection.
Get matched to a policy
An STR Insurance Advisor reviews the details and finds the right coverage.
- Protects your family financially when life takes an unexpected turn.
- Choose from flexible plans covering education, mortgage, and more.
- Apply online with add-ons for extra protection.
Close with confidence
Bind a new policy before closing, or update coverage on an existing property.
- Protects your family financially when life takes an unexpected turn.
- Choose from flexible plans covering education, mortgage, and more.
- Apply online with add-ons for extra protection.
Trusted by Savvy Agents and Their Clients
Savvy STR Agents has closed deals nationwide where clients used STR Insurance Advisors to protect their investment from day one.
“STR Insurance Advisors made the insurance process simple and gave us confidence that our short-term rental was properly protected from day one.”
– Savvy STR Agent
Frequently Asked Questions
Does STR insurance cost more than homeowners insurance?
It depends on the property and coverage needed — but going without STR-specific coverage risks a denied claim, which costs far more than the premium difference.
Can I get a quote before I close on a property?
Yes. Most owners get a quote during their purchase process so coverage is ready at closing.
What if I already have a policy?
STR Insurance Advisors can review an existing policy and confirm it actually covers short-term rental use.
Savvy STR Agents maintains a financial and referral relationship with STR Insurance Advisors. This page is provided as a convenience to help clients access STR-specific coverage; use of this provider is never required. This matches the affiliate-interest language already approved for our blog footers (Ashleigh, Jul 2026) — legal wording, so if it changes anywhere it should change everywhere.