Insurance built only for short term & vacation rental hosts.
At InsureSTR, we focus on one thing and do it really well — protecting short term rental and vacation rental hosts.
Standard policies were never built for STR hosts.
Many hosts unknowingly rely on standard homeowners or landlord policies that do not fully cover short term rental activity. This can lead to denied claims, coverage gaps, or unexpected losses at the worst possible moment.
We created InsureSTR to solve exactly that problem — by designing coverage around how your rental really operates.
Focused exclusively on short-term & vacation rental hosts.
Real coverage. Real usage. No assumptions.
We help hosts get the right protection so coverage works exactly when you need it.
We help hosts protect
- Your property — building & contents
- Your rental income & lost bookings
- Guest-related risks & damage
- Liability exposures unique to STR
How we do it differently
- We understand STR-specific risks
- We partner with specialized carriers
- Policies designed on real usage, not guesses
- A smarter process that protects you
We are not a general insurance provider.
We work exclusively with short term rental hosts — that focus is what makes our policies actually work when a claim hits.
Built around your business, backed by the right partners.
Our Mission
We want you to focus on growing your rental business while knowing your property, income, and liability are properly protected — not patched together with the wrong policy.
Our Network
To deliver an accurate STR quote, carriers require real risk information. We partner with specialized insurers who actually understand short term rentals.
Frequently Asked Questions
In most cases, no. Standard homeowners policies often exclude business activity or frequent guest turnover, which means STR-related claims can be denied. A dedicated STR policy fills these gaps.
Yes. Our STR-specific liability coverage is designed to protect you against guest injury claims that happen on your property during a paid stay.
Absolutely. We work with hosts who manage anywhere from one property to large portfolios, and we tailor coverage per location and risk profile.
Usually same-day. Submit a quote request or book a discovery call and one of our STR specialists will reach out shortly with next steps.