About STR Insurance Advisors
At InsureSTR, we focus on one thing and do it really well — protecting short term rental and vacation rental hosts.
Why We Exist
Many hosts unknowingly rely on standard insurance policies that do not fully cover short term rental activity. This can lead to serious issues like denied claims, coverage gaps, or unexpected losses.
We created InsureSTR to solve this problem.
We help hosts get the right protection for:
- Their property
- Their rental income
- Guest-related risks
- Liability exposures
Everything is structured based on how you actually operate your rental.
We created InsureSTR to solve this problem.
That means:
- We understand STR-specific risks
- We partner with specialized insurance carriers
- We design policies based on real usage, not assumptions
Instead of giving you a generic plan, we guide you through a smarter process to make sure your coverage actually works when you need it.
What Makes Us Different
We are not a general insurance provider.
We work exclusively with short term rental hosts.
Network & Mission
To deliver an accurate STR quote, carriers require real risk information like:
Our Mission
We want you to focus on growing your rental business while knowing your property, income, and liability are properly protected.
- Protects your family financially when life takes an unexpected turn.
- Choose from flexible plans covering education, mortgage, and more.
- Apply online with add-ons for extra protection.
Our Network
To deliver an accurate STR quote, carriers require real risk information like:
- Protects your family financially when life takes an unexpected turn.
- Choose from flexible plans covering education, mortgage, and more.
- Apply online with add-ons for extra protection.
Frequently Asked Questions
Is homeowners insurance enough for STR?
In most cases no. Standard homeowners policies often exclude business activity or frequent guest turnover.
Does this cover guest injuries?
Yes, liability coverage is included in properly structured short term rental policies.
Can I insure multiple short term rental properties?
Yes. We can structure coverage for individual properties or small portfolios.
How quickly can I Speak With an STR Specialist?
Most quotes are prepared within 24 hours depending on property details.